Phil has over 20 years of experience working with companies across the country to develop and optimize their Bank Owned Life Insurance (BOLI) and Corporate Owned Life Insurance (COLI) programs. Phil also assists companies with the design and implementation of Nonqualified Executive Benefit Plans and Deferred Compensation Plans to help companies attract, retain, and reward their talent.

Phil is a CPA (License Inactive) and a member of the American Institute of Certified Public Accountants (AICPA) and the Million Dollar Round Table (Top of the Table). He is also an Ambassador of Finseca (formerly the Association for Advanced Life Underwriting (AALU)) and a former member of AALU’s Nonqualified Plans Committee.

Phil was a tax manager for an international accounting firm prior to joining EBS in 2003. During his ten years in public accounting, Phil specialized in tax consulting and implementation services for a variety of corporate clients, executives, and high-wealth individuals. 

Phil serves on the board of Mitchell’s Place, a facility that provides early learning and therapeutic services for children affected by autism.  He is also on the Development Committee for the Ronald McDonald House Charities of Alabama (RMHCA).

Phil received his M.B.A. from the University of Alabama and his B.S. in Accounting from Florida State University.