Howard has been involved in the insurance and financial services business for over 40 years. A well-known commentator on benefits and estate planning topics, Howard has made multiple appearances on CNBC television, Bloomberg Radio, and WCLV-FM, and his comments have also appeared in the following publications:

• The Wall Street Journal

• The New York Times

• Bloomberg Businessweek

• Investor’s Business Daily

• Barron’s

• CFO

• Journal of Compensation and Benefits

• Treasury & Risk

• Institutional Investor

In 2016, the National Association of Estate Planning Councils’ 400-member Cleveland chapter honored Howard as its Distinguished Estate Planner of the Year.

Howard’s civic and community involvement is significant and diverse. He served as a Kenyon College trustee; a Crohn’s and Colitis Foundation of America officer and trustee; and a United Way Services Small Business Campaign Cabinet member. He is the Cleveland Committee on Foreign Relations’ co-chairman; a Cleveland Council on World Affairs trustee; a trustee of the Philander Chase Conservancy, Kenyon College’s land trust; and he is president of the Union Club Foundation.

He and his wife, Emily, are the parents of three grown children, who all live in the Cleveland area.